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This website contains estimates and forward-looking statements. Qualicorp’s estimates and forward-looking statements are based primarily on its current expectations and estimates of future events and trends, which affect or may affect its businesses, financial condition, results of operations, cash flows and prospects. Although the Company believes that these estimates and forward-looking statements are based on reasonable assumptions, they are subject to several risks and uncertainties and are made in light of information currently available to Qualicorp.

The Company’s estimates and forward-looking statements may be influenced by the following factors, among others:

  • Brazil’s social, economic, political and business environment;
  • inflation, currency exchange and interest rate fluctuations;
  • changes in laws and regulations applicable to our activities, including those involving the provision of healthcare benefit management and health insurance brokerage services and tax matters;
  • the ability to implement the Company’s growth strategies;
  • the ability to satisfactorily serve its beneficiaries, as well as the professional associations and health plan operators (as defined below) with which we maintain or try to develop relationships;
  • the ability to hire, train and retain qualified professionals;
  • the ability to maintain and increase the Company’s client and beneficiary bases, its operational results and financial condition; and
  • other risk factors discussed under “Risk Factors.”

The words “believe,” “may,” “will,” “estimate,” “continue,” “anticipate,” “intend,” “expect” and similar words are intended to identify estimates and forward-looking statements.

Estimates and forward-looking statements speak only as of the date they were made, and we undertake no obligation to update or to review any estimate and/or forward-looking statement because of new information, future events or other factors. Estimates and forward-looking statements involve risks and uncertainties and are not guarantees of future performance. The Company’s future results may differ materially from those expressed in these estimates and forward-looking statements

Investors should not make any investment decision based on these estimates and forward-looking statements.


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